If you want to avoid the clutches of debt management companies but still have help w/ credit card debt then here are a few things you can do yourself.
Start from sorting out all of your statements and bills. This way you have got all the information @ hand and can make the most informed decisions. It’s a great idea to add up all of the credit card debt you have if you owe to multiple providers. Having that exact number will become of significant help later on down the line.
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